tag:blogger.com,1999:blog-6809809639444040308.post5183150082817327076..comments2024-03-28T02:21:10.713-07:00Comments on Out My Window: Tuesday, Hit by the credit report!Out My windowhttp://www.blogger.com/profile/13456481267171643227noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-6809809639444040308.post-73658810025117664952011-08-31T11:53:49.226-07:002011-08-31T11:53:49.226-07:00Thank God Kev I thought it was just me that coulnd...Thank God Kev I thought it was just me that coulndnt post. I LOVE MY CREDIT UNION> They have really helped us this year and will have my loyalty forever<br /><br /><br />have a safe tripAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-6809809639444040308.post-64076653242664896272011-08-31T02:47:09.094-07:002011-08-31T02:47:09.094-07:00I can't seem to comment on your newest post (a...I can't seem to comment on your newest post (about Prevailing) so I'll do it here.<br /><br />That is awesome. A nearly 19% drop in interest will be huge. Even if you take a year to pay off the new loan, you'll save a ton of money. I do think you should take no longer than 10-14 months to pay it off though. You were going to have the card paid off sooner. No point in keeping this debt around for ages.<br /><br />I do see their point about the 8 months thing. And many car loans have "extreme prepayment" penalties. You can pay extra, you can pay them off sooner than the full term, but if you pay them off in 3 months they hit you with a fee. The term is super-short (like 1-3 months is what I have seen) and meant to make sure they recoup the cost of creating the loan.<br /><br />Anyway, congrats!Kevinhttps://www.blogger.com/profile/17774256579912612382noreply@blogger.comtag:blogger.com,1999:blog-6809809639444040308.post-15093815875228831892011-08-30T15:59:37.652-07:002011-08-30T15:59:37.652-07:00It's crazy how a series of small events can ad...It's crazy how a series of small events can add up like this and make you seem like a much worse credit risk than you were even though your real situation hasn't changed all that much.<br /><br />On the bright side, if you're not getting any more credit for the moment then this will improve and clear up pretty soon. And you're going to be free of that nasty bank!Kevinhttps://www.blogger.com/profile/17774256579912612382noreply@blogger.comtag:blogger.com,1999:blog-6809809639444040308.post-84750229752147941712011-08-30T12:17:54.344-07:002011-08-30T12:17:54.344-07:00That sucks!! But, if you aren't taking out any...That sucks!! But, if you aren't taking out any more credit right now, hopefully the lower score won't hurt you too badly while you knock out the last of that debt. Hang in there, and keep up the good work you've been doing! I am always so impressed by your work ethic, with the hours of sewing and then cleaning the office buildings at night.Jessica Fletcher-Fierrohttps://www.blogger.com/profile/04721145697646712842noreply@blogger.comtag:blogger.com,1999:blog-6809809639444040308.post-58912717199820870052011-08-30T11:24:24.740-07:002011-08-30T11:24:24.740-07:00I am so sorry. I moved everything I could to the ...I am so sorry. I moved everything I could to the cu over the last year. I am slowly moving more over as I pay the debt down there. It sucks because your damned if you do damned if you dont.<br /><br /><br />JudyAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-6809809639444040308.post-47834007904359533292011-08-30T11:06:42.339-07:002011-08-30T11:06:42.339-07:00Oh wow.... that is so wrong! I really hate the ba...Oh wow.... that is so wrong! I really hate the banks!Rhitter94https://www.blogger.com/profile/14730386238190105989noreply@blogger.com