Thursday, late post chart #5 complete!

     I completed my 5th saving chart yesterday and started a new one.  This has been such a great tool for me. Money left over from grocery budget, I go to the chart to see what I can cross off.  Birthday check, what can I cross off? Money from sewing or a check in the mail, what can I cross off?  Reimbursement from something?  Money saved from cutting back on something?  It all adds up.  I love this chart because it has small amounts we can all deal with.  It is easy to save $5, or $9.  The largest sum is $60.00.  If the gas budget comes under for the month and there is $46.00 left then I can mark the chart off. 

     I will be going to the bank later today with more money to put on the loan and I just checked the checking account and there is more than enough money left at the end of this month to pay if off.  It is hard for me to believe as I am used to there being no money or to having been overdrawn.  Yet there was money left over before the next check came in.  It is like a miracle to me.  I feel so blessed.  How did this happen?  Paying off debts and not adding any new debts really does work.  As many years as I have been trying to get out, I always gave up or added a new debt right at the point that progress could be made.  Some of  these failures were my fault others were not they were just life. I still feel like I am in a dream world, that this cannot be happening to me.

     I am not done I still have a ways to go, but I am going to get there.

Have a great and productive day staying positive while you are in the negative.

Kim