The ability to pull money out of the studio for extra debt this month gets worse and worse as the days go on. I keep thinking I will be able to clear that personal debt and that is not going to happen. Payroll was higher this last month by about $700.00 although November and December are shorter. I am a little discouraged. I am trying to find ways to cut back but I see no other way than that I make no money. It is hard to work this hard in a business and make no money. I do get my cell phone paid and my internet. There are some nice freebies that come with the territory. I am thinking of giving up the housekeeper again to save the $250.00 a month she costs. I am seriously contemplating closing at the end of the year. I would need to get the truck loan and the cc debt paid off to do this. But my oldest daughter tells me not to because I would just give my time away and this way I am at least making some money. But I do not know, I am pretty discouraged right now.
Do you think if I went to a debit for tuition it would help? Where I make parents give me a Credit card or a checking routing # and automatically debit their accounts? That way I would have all tuition in at once and I would not be trying to guess and beg and see what bill I can pay and which I can't. Right now the rent is due today $700.00 and I have -$171.00 in the account. But there is $1500.00 worth of tuition outstanding. I am just sick of this and I am sure you are sick of me complaining.
Okay on a different note. Hubby replaced a broken light fixture in the kitchen yesterday. He had changed a light bulb early last month and had not secured the lamp. It crashed to the floor in thousands of pieces. (I left it for him to discover:)) Also the back french doors leading to the deck do not close securely. The dog can shove through them even when they are locked. The threads were stripped out in the lock. We could chain the door shut but it would always be open about 1.5 inches in the morning. If we did not make sure the chain was secure it would be wide open. As we are now using the furnace this was too expensive. So he replaced the back door handle with handicap handles. Really nice and we have a key for the back door! We have lived here 13 years and have never had a key for this door. We also figured out that the doors had shifted and the dog could shake the doors even when locked which led to the lock becoming worn and stripped. Well there is a safety locking mechanism that goes through the ceiling and into the floor for the one french door that is often not use. The bottom post would not go into its hole. So hubby drilled a new hole and the door is tight and secure. Now we will weather strip it and it will be more resistant to heat loss than it has ever been.
Hubby and I also went to get him a new cell phone. Nothing fancy and his contract was up so we could get a phone free with a 2 year contract. We do not go with a major company as we live in the rural part of the state with many mountains and hubby works where their is little coverage. This company was the first in Idaho to cover the logging areas with radio so they have really good reception where no one else does. Their rates are comparable to others. We have a family plan with 4 phones. They are running a specials all the time because of course they are losing business to the big guys. The special is only for customers with no contracts. If you pay for your phone outright and have no contract your rates go down considerably. Well D#2's contract is up at Christmas and she will go out on her own. My contract is up in about 5 months and d#3 I don't know but it has to be within the year. Our bill with no contracts attached to phone could drop as much as $100.00 a month. So I paid cash for his phone it was $137.00 with a waterproof protective case. If you don't insist on the latest and the greatest cell phone you can get a pretty good deal. I am looking forward to the drop in rates.
I sewed hard yesterday and have a lot to do today. This is where I will have to get my extra money to clear my personal account. Hope to do it by the 25th of the month. That figure is going down!
Out My Window: Even though we took two big truck loads of leaves to the dump on Saturday along with a cell phone:) the yard looks like it has not been raked at all. Oh the joys of trees! But I really do love trees.
Have a great and productive day!