I completed another chart and I am on fire here. This is what a debt snowball can do for you. As you pay off more and more and reduce your expenses more and more, you can put more money on the next debt. That next debt for us is the house. I can go down to the bank today and put at least $500.00 more on the principle.
It seems that all I do is get up sew, clean a little, garden a lot and go to bed. I rarely go to the store and if I do it is for a gallon of milk or a specific item. Yesterday you could get 4 cans of tuna for .39 a piece. So I grabbed those when I picked up celery. Almost all of our meals come from the freezers and the garden and storage. This is really making a difference on how many charts I can complete.
I sewed really hard yesterday and was able to really hit the pile, which kept getting bigger as I uncovered thins in the shop. I was also able to rip many things last night so I could quickly get them on the machine today.
I had a wedding dress picked up yesterday and will have another either today or tomorrow. I also need to start on another one today. I feel like if I can get the three wedding dresses due out for Sept 7th, I can start on the others, plus I have so many bridesmaid and mother of the bride dresses that are also due out. It is crazy.
So today it will be to finish the pile (ha like that will ever happen) finish a wedding dress, call several clients for pick up, then start another bridal dress or get at least 4 bridesmaids/mothers done. If I can do this I feel like I can breath, maybe.
September will be here before you know it and I have many things due out, plus my busiest month is October and I have to get all October things done before the end of Sept. I don't want anything to worry about anything when I go to see Sis and Sluggy. Yikes!
I also found a check for $72.00 in my check book that I had used to put between pages as a buffer. I don't know how it got there. but sometime at the beginning of the month. Hey I can use that. Found money is great but $72.00 of found money is better.
Have you ever found a larger sum of money you stuck away? How much was it?
Have a great and productive day staying positive while you are in the negative.
Kim
You are on fire with those debt charts, Kim. Way to go. I hope you have a good day too!
ReplyDeleteThanks Belinda, it just seems to be taking so long, but I am going to keep at it. I sewed forever yesterday to get certain things done.
DeleteYou say what your house worth, but how muvh do you owe? it seems I remember you needed 12 more charts. Gardening/putting up is a full time job and so is your sewing. I am sure that is hard.
ReplyDeleteWe Owe less than $12,000 on the house now.
DeleteProduce from your garden and low cost tuna, heck yah. I'll bet the extra vitamins are helping you keep powered.
ReplyDeleteI do love the cost savings, but not so much the work....
DeleteSo proud of you!! Well done!!! :)
ReplyDeleteThanks Rhitter!
DeleteMmm, tuna. That's one of my favorite quick meals, tuna salad. Just tuna, mayo, and chopped dill pickle and onion, with Ritz crackers on the side. Of course, my husband won't eat it, and I have to hermetically seal the empty can in a ziploc bag because he can't be assaulted with the aroma.
ReplyDeleteI like that also. My mother could not stand the smell of tuna and would make us rinse the can and take it out to the garbage immediately.
DeleteYou are on a roll. I found a Walmart gift card in a coat pocket with $50 on it. I was so excited and remembered exactly when I put it there. It had been there for a couple years!
ReplyDeleteWoo Hoo! Always fun.
DeleteYou are on a roll! I can hardly wait until we can start snowballing our mortgage.
ReplyDeleteIt is exciting but it takes so much longer than all of the smaller debts even when you are putting huge payments on the darn thing.
DeleteGood going...I talked Hubby into snowballing the mortgage. We took a $275 K mortgage out at 60 on a 30 yr loan. I asked him if he wanted to be paying that at 90.... we do have a truck payment that is 7 yrs that we want paid off also.
ReplyDeleteGoing to start doing charts like you as Hubby does better with visual.
I found $1000 that my late husband had put back... found it 10 yrs after his death when I was looking for our marriage license for something else.Definitely could have used that money when he died with no health ins and no life insurance
That is what I am trying to prevent is a loan at 60. But you can do this just set a gal and a strict budget. $1000.00 is a great sum to find.
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