Wednesday, February 22, 2012

Wednesday, Rhitter I am proud of you!

     I am working very hard to catch up in the shop.  I have so many costumes to get done in the next 3-4 weeks, but first I have to have the shop cleared out.  I try but it fills back up again!  I am very grateful but sometimes I feel like I am on a treadmill that never ends.
     I received the final letters from the accountant and I think I will be able to put at least $3000.00 toward that last blasted card, also we have a three paycheck month this next month and I will put that toward the card.  So if all goes well (and it usually doesn't)  I can get that last CC paid off maybe by May?
     The only extra bills I have next month besides (Medical) are two life insurance policies for the girls.  They are term and very inexpensive.  I keep them until they are sufficiently on their own and can pay off any bills they have accrued themselves.  I know the oldest has coverage with her County.  I will keep daughter #2 until she has paid off all the parent plus loans.  (By the way her goal is to have that $21,000 paid off by the end of the year.)  Can you beleive that?  I asked her to concentrate on that one first as it affects our credit, it also has the highest interest rate. After this one is gone I told her to pick each one off and snow ball the payments.  She seemed very supportive of that idea.

     I am so proud of so many bloggers that are making great progress on debt.  I often think about a year ago when I was frantically looking for some more inspiration to stay on a debt reduction program and I came across Rhitter's blog.  It was so slow for her for so long, ( I was frustrated for her) but she had persevered and now look at the progress she has made!  A year later and she has over 25% of her debt gone!  Things will go faster now.  We all know how the snow ball works.  It gets bigger and faster.  She is such an inspiration to me.  I am doggedly trying to pay off the last card and I get so discouraged.  Here she has been making these little payments faithfully every month and going without things so she can pay off her debt.  She has had curve balls thrown at her over and over but she just keeps going and so will I.  Thanks for setting such a good example for me.

     Out My Window:   Wind is blowing terribly here.  Last night when Hubby and I were cleaning the bank it was 56 degrees outside.  Too warm for this time of year.  Consequently the ferocious winds.  Last year at this time we lost a favorite tree.  It snapped in half during a wind storm.  It was the first tree we planted on this lot.  But many of the trees on the college campus were also broken, so I hope we don't have that happen again.  But we are having gale force wind gusts.  Chickens only laid one egg yesterday so they must have known what was coming.

     I need to start some laundry, get cleaned up and get into the shop!  I have a bride coming at 10:00 for a final fitting.  Better get my butt in gear!

Have a great and productive day!

Kim

5 comments:

  1. Oh Kim - Thank you so much! Your post made me cry. I am glad I can be a source of inspiration.

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  2. I need to get myself in gear today as well! Hope your day is productive. ;-)

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  3. Yup, I need to kick my rear into high gear if I want to catch up with some of the bloggers... and also with my own goals! Take it as easy as you're allowed to. Catch up can be harsh at times, especially when you're going at it on and on and on. Pause the threadmill!

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  4. I agree Rhitter is doing wonderful!!!!!!!!!!!!!!!!!!

    Now Kim I need you to come down to Philly to do the fitting on my daughters prom dress...please....and then you could stay for dinner..it would be fun

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  5. Just checking in before I head to school; I really really hope nothing comes in between you and that nice big payment on your c/c! After the last couple of expensive months you are really due to have a "coasting" month. Any noticeable effects from your injections yet??

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