I was reading Andrea at "so over debt" I really like her. She was talking about coming to the realization that you have a problem with over spending and debt. I felt compelled to post about this because I am a debt aholic. She talked about declaring bankruptcy and still going out and finding more cards to charge up. Now some of you will be shocked by this, but I remember so clearly my parents coming to my house about 12 years ago and paying off $28,000 worth of Credit Card debt for me (I had to pay it back to them and did) But I could not wait for them to leave and before they could even back out of the driveway I was on a phone charging 2 pair of Irish dance shoes. Over $200.00 that I did not have. I racked back up over $70,000 worth of debt again after I paid my mom and dad back. Now granted some of that was medical and some was start up costs for a business but much was just me living large.
Have any of you ever done anything so stupid? What made you stop and take control?
I just remember about 5 years ago feeling like I was living with a sucking chest wound. My Mom called and asked what she could do to help. I told her nothing, I had to do it myself. I was the problem. I could blame my husbands poor work habits, I could blame his low wages, I could blame my health care costs, but really it was me. No amount of money was going to solve this problem. I am not perfect but I truly think before I spend. I also do not blame others when I am stupid and lack self control.
Getting out of debt is hard, it is a slow drawn out process sometimes taking years and years to accomplish.
Out My Window: I think it might actually be HOT today! I can't wait.
I did get three bridesmaids dresses in yesterday, but it is still very slow! I am getting anxious about this.
Have a great and productive day!