Yes, We are definitely below $10,000, in fact I am going to get that overage this week so we are blow $9,000. Which essentially is still $9,000 but my mind focuses on the 8. I actually between my inheritance and savings have enough to pay this off. But I am so afraid I will never get the money back in savings. It is a temptation of mine to just pay the darn thing off and then put money back. But will I put money back? I have so many things going on this fall and I just don't know.
Also for those of you that are saving a penny a day. I just put 74.53 into my penny can for the month of September. Are you up for this? I could also use part or all of this to help speed up the house, but I do want money for Christmas. Then I think, good grief you are putting out almost $3000 a month to get his house paid off, do you think you will not have any money if you do? I just have this constant fear of not having enough. I think the years of debt have damaged my spirit.
I also did up the dining room and a few spots in the kitchen, but I plan on getting the back deck done today so I will take pictures for tomorrows blog, (I think), you never know how my day is going to go.
Yesterday I actually got 6 dresses done and today I am going to get at least 4 more done. It was nice to be able to stop sewing about 4:30 and just say that is it I am done for the day.
I then did some house work and flipped the summer/fall decor items. Today I am going to sew what I have set up and then, do some weeding in the back yard and finish up the back deck, and maybe the front porch.
Even though I am not out of the woods in the shop my schedule feels lighter. I feel like I have more time for possibilities.
Well the shop is waiting and I don't get to go do fun stuff until my work is done. Dang!
So thoughts.... Would you pay off the mortgage if you had the money in savings? Or would you wait a few more months and just be patient?
Have a great and productive day staying positive while you are in the negative.