I am starting to make dumb financial mistakes. Mostly because I am too busy to do what I am supposed to do as in pay attention. Nothing rash. But enough to cost money that is unnecessary. Is the fact that I can pay my bills really for the first time in my life making me careless? I wonder some times.
I do not like wasting money. It is too hard to earn. When ever I get really busy this happens. I am busy a lot. The next 6 weeks will be no exception. So how am I going to confront this problem? Maybe I need to go back to my old way of book keeping. Crossing off bills as paid and in a timely manner. If you pay the electric bill late, you get dinged. It is only a few dollars but is adds up. I just need to pay attention to due dates. I never pay house payments or CC's late so why the light bill?
I think it is the punishment factor. The utility bills are unknown faces that don't exist in my mind, so it is okay. Well it is not! I am making very good progress on paying down my debt and I don't need bad habits creeping in to derail me.
I have been sewing so hard this week to catch up that the house is in desperate need of attention. I have just a couple more things to catch up on in the shop and I can start costumes. It is going to be a busy weekend, with rehearsals and costuming.
Have a great and productive day!
Kim
It's good to recognize that you need to nip this habit in the bud. One question - can you automate those bills? I have everything direct-billed to my checking account so nothing will ever be paid late. But I have enough cash cushion in my account that it won't be accidentally overdrawn. Can you do that?
ReplyDeleteYou have too much on your mind Kim. I can imagine that you have the same problem every year at this time! However, good things are going on as well. You have two debts that are really coming down - the truck and the L/studio! When those are paid off things are really going to SNOWBALL!!
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