I worked so hard last year at lowering any bill I could and I am watching them just creep back up. I don't know if complaining or trying to restructure will help.
1. The phone bill was brought down to $90.00 a month for the two smart phone it is now $120 and I can see of no way to remedy that. I could switch companies but I also think staying local is important.
2. Our house taxes went up about $60.00 a month due to a new school levy. I voted for a new High school and it is really needed. So not much I can do here.
3. I just received our homeowners insurance and it went up to $778.00 a year almost $250.00 a year. I am working on changing companies. We do not have an enormous house or live in a fancy place, but we do have to pay for all the fire damage in California.
4. Our sewer bill is up over $40.00 a month due to the need of a new sewer plant. Nothing I can do here but be very careful with water and I already am careful.
5. I have our internet locked at a life time rate but now the new high speed is out in our area and ours is painfully slow so it is tempting to go up with the introductory rate but I lose the lifetime lock.
AS I see all these things concerning our property, it makes me realize that going to a smaller place with a smaller tax bracket is important. Less taxes, less insurance, smaller yard and water consumption, better internet access. These are just thoughts as retirement means no knew monies coming in.
However there are some good things happening on the financing front.
1.Gas for our cars is going down. We have in the last year had the highest gas prices in the nation. Even though our gas is shipped here in the cheapest way possible via barge. But we are held hostage by a group of cheap gouging gas stations. I think we have broken the mafia down here, by the majority of us going out of town for gas. Never underestimate the power of people in action. We are finally getting our gas down to around $2.29 a gallon and dropping everyday.
2. We can still get potatoes, and onions, which I think you could live on if you needed to for almost nothing.Toilet paper and most paper products are much cheaper here.
3. Housing prices remain high in this area which will be good for us when we sell. But is will also determine where we buy.
4. The new tax structure I believe is really helping the lower middle class which is where I put Hub's and I. We live very well because we use our talents and skills and we also are frugal.
5. continuing to hone frugal ways will always help our bottom line.
DO you notice things rising in your area? What are you doing to try and keep those costs down?
Have a great and productive day staying positive while you are in the negative.