Came home to cash in my till that I did not expect, as I had spent myself down to nothing with this trip and wedding. So that was a nice surprise. Things had been picked up and today I had two items that were done while the clients waited as they had come from out of town and then a wedding dress picked up. So, I finished the chart!
The phone has rung constantly, and the shop has had nonstop people here, but I expected that today. I made a huge dinner last night so I would not have to cook tonight and could sew through the dinner hour.
Grocery adds out today and I will only be buying the two butters I am allowed at $1.99. I need to really get back on the saddle in money saving. So, no groceries unless necessary. Also, I am so thankful I stashed money away for my flowers this spring, so I don't have to feel guilty about getting the boxes done. In fact, I was able to purchase 4 flats yesterday (they ran out last year) and I still have money left over for later.
My $5.00 bill savings is empty except for what I saved this last week. Also, I cashed in all my $36.00 envelopes so that starts over. I have a girl's trip in October I need to save for, and also any extras for our trip to Panama next Christmas. Then there are the bills that are coming due. I just need to tick away at them. I am figuring all told I will need about $4000.00. It took me 4 months to save $6000.00 for our trip, so let's see if I can do it again.
My first bill for this month is of course Hub's hearing aids $500 and then I have to put $800.00 back in his savings account. I hope to be able to do that by the end of the month. Next month I will pay off the hearing aids and I hope to get $1000.00 into a savings account for emergencies for myself. Taxes are also due in June, $1600.00 and I robbed the tax account, so I really have some major saving to do, before I can even attempt to pay more on the house.
I know this sounds scary and it is, but we are still traveling, and I went to this wedding, and it is paid for. Kim is still living her life. I am able to pay my bills and then some. That is all I can ask. I am so much better off than many people and I am blessed.
I would like to pay off everything faster, but that would mean no travel or fun and at my husband's age and health problems, I am just not going to live like that. If I did not earn another dime, we would still be able to pay our bills and pay off our debts. I have not always been so lucky. Or I should say in such a good position.
Tomorrow is a due over and I have to figure out how much money I need to put into my penny savings for the month. Savings should be my middle name. Do you think I am nuts? Come on be honest, I can take it:)
Have a great and productive day staying positive while you are in the negative.
Kim
I think you do quite a great job - you never lose sight of what you are trying to accomplish. You do what you need - and it is no one's business.
ReplyDeleteWell I am trying that is for sure! Thanks for all of your support and advice it really means a lot to me.
DeleteKim, I definitely don't think you are crazy for saving money! I am totally impressed that you actually pay attention to your debt and your savings (so many people do not).
ReplyDeleteI was one of those for years, not paying attention, with three girls to get through college, it was always a struggle, but now I really pay attention.
DeleteYou make plans and work to achieve goals. Who can complain about that. Plus, you have learned to say "no."
ReplyDeleteWell I am getting better at it, I still need improvement. So wish you lived close, I would put you to work, so fast.
DeleteWorking hard for what you want and goals that you set for your self is not crazy at all. When we left Florida we moved here with the intent to downsize, pay everything off and build cash. We accomplished that and it is a wonderful feeling. So keep doing you Kim.
ReplyDeleteThanks Lori, it is nice to hear that others try to do what I do.
DeleteYour life, your plans. I has to work for you and yours, not for anyone else!!!!!!!
ReplyDeleteIsn't that the truth, This is working for me. Not as fast as I would like, but still forward!
DeleteHubby actually got mad at me when I made reservations for him to go see his buddy in Alabama when Hubby retired. He understood it better when his buddy retired and I sent him again. I did enough traveling when I was in my teens (had an aunt that would take me with her) and through my twenties. Not really anything left I care enough. As long as you are happy, healthy and able I would tell you to go.
ReplyDeleteMy other half gets a little jumpy when I insist, he buy something he has always wanted. He will always conserve, but he also needs to live his life.
DeleteYou inspire me to be less nervous about our future. We too are fine. Well done staying calm and carrying on.
ReplyDelete