I took B up to the University, it is a 25 minute drive away or 30 miles from here. We had to accomplish several goals.
1. Get health insurance waiver straightened out
2. Put up advertisements for room mates all over campus
3. Check on apartment
4. Check Ross for things to make a duvet cover for bed. (Moscow is a lot colder than here)
5. Check on Jobs she has applied for on line
We did id all! A nice lady finally helped us get the waiver done although we have been working on it for months. This is my third child through college and they make this an impossible nightmare every semester. If you finally get it right they kind of leave you alone. But they really want that $712.00 a semester for health insurance even though the child does not need it. All sorts of tricks are played on the student to make them think they did this and in the end even though they may have filled out the request 3-4 times it is not done or accepted. Enter the Mother from Hell. (Me) It was worth the 30 minute drive and 1/2 a day of my time for $712.00.
Put up ads in 5 main buildings.
Saw apartment it is cute.
Found two sets of sheets to make a king size duvet for a warm bedspread.
B went down to several stores and started to check with managers and one was so excited to see her he said he was just about to call her and the main manager would be flying in on Saturday. Could she come for an interview early Sunday. I am not to excited about a Sabbath interview, but I am taking an ox in the mire approach to this.
Yippee! All done!
We were home by 2 and I checked e-mail our new truth in lending was ready at CU to lock our refinance rate at 3.37%. I grabbed Hubby as he came in the door and off we went to sign and LOCK the rate. When we got there they asked us to close on Friday! Yeah! I am not sure if it is a 10 or a 15 year it is almost 2 points lower for the 1st mortgage and .62 lower for HELOC it also locks the HELOC which was on a variable, scary! I plan to continue paying as we have done in the past and we are not changing anything as far as outgo is concerned it just locks us at a lower rate. I will not feel truly relaxed about this until it is done. But I am so glad they are finally done asking stupid questions and we are moving on this.
Out My Window: Came home yesterday, watered, flowers, chickens and garden. Picked a huge strainer full of green beans, several small zucchini, and yellow squash. Found a small cucumber started! and DRUM ROLL PLEASE. My first cherry tomato RIPE! I am sorry to say I popped it in my mouth immediately. So good sweet, warm a real tomato flavor. Soon I will be making tomato, cucumber and onion salad for dinner. Also cabbages are coming on!
Still struggling with D#2. She has really made a mess of our finances in the last few months. Not on purpose and we let her. But this schooling and exam schedule and licensing has been a nightmare. We have born the brunt of it. Our oldest said she had the same issues, but Law school is different in the fact that the students are trusted and can take out their own loans and Bar loans to pass tests, live and pay for test and license and exam fees. She said about $7000.00, I had no idea. But D#2 is in a trade tech school and that makes a huge difference to the government and the loan people. Hense the parent plus loans and all of the money afterward. She is paying back $267.00 worth of parent plus right now and has added almost $5000.00 more to our expenses. ( I have not blogged about this too painful) We cut her off and she is angry scared and frustrated, with life and with us. But I want to get out of debt and she is pulling us down farther. I know she will pay it back, but she has to stop and make good decisions now. She did not need to move out right now and she spends what I would call foolishly when she is using my money. Or let me put this another way my credit! So we put a stop to it.
Have any of you other parents had to come down hard on your kids?
We will be much harder financially on D#3 (no Parent Plus loans)
Have a great and productive day!