Friday, April 27, 2018

Friday, It is done! I did it!

     The loan is no more.  It is done.  We have had that sucker since the sewer collapse several years ago and we have added to it many times.  We would pay on it faithfully and then add $5000.00 almost every summer.  Finally the payment was up to $350.00 which to me is a car payment.  But we did not have a car to show for it.  The interest was higher also because it was an unsecured signature loan.  But it is done.  Never again.  I know you should never say never, but my kid would have to need a kidney before I did anything this stupid again.

     The nicest thing about getting the small studio loan and this loan paid off is that the payments totaled $500.00 a month and that was so tough in the summer.  This summer with no monies coming in from the studio owner I won't have to struggle.  I will just be able to live normally.  Plus with all the money I have cut back on in the house we will be just fine.

     I finally got the last prom dress done.  I still have one small project and a costume to finish today.  There might be another dress in late this afternoon.   I have to say I am a little burned out sewing right now.  So I am going to hurry and finish what needs to be done in the shop and then get some yard work done.  I also want to really deep clean the house before the weekend is up.  It is such a mess.  I have just been putting things off to stay in the shop and every room needs love.  Sheets need to be changed.  I also want to get my bathrug tub project done and out of the family room. I have several sets of pillowcases that need lace and I just want to clean out the closet in the sewing room and reorganize piles of things.  I am a great stasher of crap.

     Now I need to regroup and see what is next on the pay off financial part of my life.  There are a myriad of smaller bills to tackle, so I will start knocking those out.  As the studio loan at 0% I will pay anything with interest off first and continue to make payments monthly.  My goal is to be debt free except for the house by the New Year.  Let's see what I can do. Right now I am just going to enjoy this moment of payoff.

Have a great and productive day staying positive while you are in the negative.

Kim

35 comments:

  1. Good for you. I can hear your sigh of relief!

    ReplyDelete
    Replies
    1. This comment has been removed by a blog administrator.

      Delete
  2. Snoopy dance time! So happy for you, Kim!

    ReplyDelete
    Replies
    1. Thank you dancing right along with you my friend!

      Delete
  3. I am breaking out in a jig here....woohoo!

    ReplyDelete
    Replies
    1. If you knew how much you have helped me with this, you would blush!

      Delete
  4. I was going to say I'm going to do a happy dance, but I'll just join in with the other happy dances :) CONGRATULATIONS - you worked so hard for this and your hard work "paid off" (pun intended) - here's hoping you will be dancing for the rest of us soon as we follow your fantastic example :)

    ReplyDelete
    Replies
    1. Thank you Sue, I now have to go dance some more.

      Delete
  5. YEAH!!! So happy to read this!!! :)

    ReplyDelete
    Replies
    1. Thanks Rhitter, I will soon be dancing with you, just a few more payments!

      Delete
  6. Woo hoo!!!!! when you say studio, is this your sewing studio or the dance studio?

    ReplyDelete
    Replies
    1. The dance studio. My sewing I call the shop.

      Delete
    2. got it! yay for the payoff!!

      Delete
  7. This comment has been removed by a blog administrator.

    ReplyDelete
  8. Congratualtions. It is amazing what will power will do.

    Looks like you have a spammer posing as a real visitor, Kim.

    ReplyDelete
    Replies
    1. Well I figured the spammer wanted to wish me well:)

      Delete
  9. Congrats.. so very happy for you.. It does feel so good to pay off a bill, doesn't it?Shouting from Blue Mountain.. smile

    ReplyDelete
    Replies
    1. Thanks Judy, I finished the last dress last night at about 6:30. Yeah!

      Delete
  10. Congratulations, Kim. I'm so glad for you.

    ReplyDelete