Goals 2021

     Let's just say I was pleased with the goals I set last year as I achieved them.  I paid off several small bills that were lurking. I learned so much from the blogs.  I took on a new attitude.

     This year I am going to concentrate on two main goals.

  • Pay off the sewer loan as quickly as possible. payment is $350.00 a month DONE APRIL 26TH
  • Pay off the loan for the studio CC by the end of September.

     This is over $20,000 I do however have $9,000 coming in from studio sale.  $3150.00 will come from the standard payment of the sewer loan.  So that means I have to come up with at least an extra $1000.00 a month out of our budget.  Can I do this?  You bet I can just watch me!

     There are other little smaller bills I am also working on that I hope to kick to the curb this year.  There is always medical, and repairs, and stupidity.


It is 2019 and I have to say I accomplished so much more than I thought I would.  I really became serious about debt payoff and worked a snowball into reducing our outgo of money by over $800.00 a month which was put toward debt.

Mom passed away in June allowing me to not have my loan to her which had a balance of 9500.00.  I also inherited enough money to pay off all remaining debts except the house.

 We purchased a new car much to my regret but it was a have to not a want.  I had to leave the clutch behind due to safety.  Thus we incurred a new debt.

But my financial goals this year are to pay off the house, which I am sure we can do.

Get my inheritance account back to at least 15,000.  $4500.00 from D#2 and at least $5000.00 from me.  Once the house is paid off I can really add to this.

Keep credit card purchases at a minimum and pay off asap.

2020 a new decade


fix up house
sell house
go on a 6 month mission for church COVID
travel a little or a lot COVID
maybe have another grandchild if god is willing WE had TWO
pay off car maybe?
try and cash flow repairs to house as much as possible.  


GOALS for 2021

pay off car

pay off smaller debts from acquiring things for the new house

pay at least $25,000 toward house loan

complete saving challenges 

get covid vaccine

go see my sissie and sluggy