It is sunny and hot and not a cloud in the sky. Hubs is out fishing for the day, and I am alone with my sewing machine. I get to look out my window at the small garden where the corn is higher than an elephant's eye. It is glorious. I am grateful.
Do any of you remember 40 some years ago when our then President Jimmy Carter was handling the hostage crisis? It was a scary time.
Hubs and I were newlyweds, and we did not have a clue. In the Pacific northwest 1 out of every 4 men was out of work. Gas went from .69 a gallon to $1.20 something. We all drove big a$$ 8-cylinder cars. Food of any kind went up anywhere from 25-50%. Hubs was out of work for more than 10 years.
Now he did work some fighting fire in the summers, but the Forest service was always very careful to lay people off before they could collect unemployment. You could not get any help with food stamps or heat if you were married. You had to be a single mother for help.
Now I could always find work, but Hubs could not. It was a nightmare for both of us. I remember Hubs applying for a job as a dish washer with three other men and two of them had PHD's. In our small resort town 3 out of 4 men were out of work. Hubs went out and cut Christmas trees with a permit and sold them to a Christmas tree outfit. We also had our first baby. Why I got pregnant at that time is a mystery to me. I was very, very sick and I had to work. We could not afford gas, so I walked the 1/2 mile to work and back even when it was just above zero. We walked everywhere.
Mc Donalds had a contest going. It was trivia which both Hubs and I are good at. If you answered the first question right, you got a free soda, then the second question a free fry, the third a free sandwich. If you missed the second or third, you received nothing. So, you had to be careful.
We would spend hours in the library on Saturday's researching the answers we did not know, so we could have lunches out the next week. We moved home two weeks after our eldest was born and lived with either, his or my parents for over a year. Hubs went to a graduate program in Logging engineering at Oregon state and I stayed with my parents and worked as a waitress. My parents hated hubs and having him live there was just not going to work.
He was able to get money to go to school (he already had a bachelor's degree in Fire science Forestry) and then fought fire all summer. We had been married by this time for 3 years and I decided to go back to school; and finish my college degree. There were no food banks, we just learned to survive the next 4 years, while the economy tried to recover. I double majored in History and software eng. Still no full-time job for Hubs. You had to be ethnic or a woman to get a forestry job. Forest service secretaries were being sent back to college by the government so they could take jobs as they would fill the quota of women working. It was a nightmare.
I learned to be very frugal, and I hated it. In fact, I resented it. I still look back on those years with distaste. I am just starting to see the blessing they were in teaching many skills. I see so many similarities in today's world. Now you would think that living through that and knowing how to live frugally would have set me up for financial success, right?
Wrong!!!! I just learned to be very resentful, and I used CC's to live beyond my means for the next 23 years. I used the equity in our homes to borrow money and paid off my debt only to do it again. There was never enough. I robbed Peter to pay Paul for years. All the years we were raising our girls. Hub's never made over $40,000 a year. I never took a full-time job and I should have.
I don't reiterate these things because I am proud of them, but because I finally figured out how to become frugal again. I do think I was always frugal in most ways, but that did not keep me from using CC's to get what my kids wanted, or I wanted. Finally, after the middle daughter got into college and I was diagnosed with SRA (synovial rheumatoid arthritis) I realized I was going to have to slow down or die.
Something had to change. I started reading PDF blogs, I read Rhitter's blog first and we are still together, trying to become debt free and we will. I became friend's' with Sluggy and she was so much help. She is someone I look up to (well, actually down to as she is shorter than I am). So many blogs with great ideas in how to save money and not debt. It has been 11 going on 12 years of blogging and learning and perfecting my frugal skills to bring me to where I am today. Now that I am proud of...
Thrifty Thursday:
1. saved all my spare change
2. saved all my $5.00 bills now have $810.00 total so $55.00 this week
3. saved a $1, $5, $10, $20 bill
4. only spent under $6.00 for groceries this week
5. ate all meals at home
6. used food from freezer and pantry for all meals
7. used lettuce, green beans, peppers, cucumbers from our garden which is NOT producing as well as I would like
8. downloaded receipts to fetch (I will use points to buy gift cards at Christmas)
9. took neighbor to food bank and received a load of produce that would have been thrown away
10. Used coupons at Joanns
11. Used lace I saved from a wedding alteration to fix another alteration and made additional money
12. found the least expensive place to buy gas
13. made homemade pies for a BBQ and church funeral only bought 1 lb. of strawberries.
14. made extra piecrusts to keep in freezer saves time and money
15. lived in a way that was generous to others as Karma and goodwill bring about blessings.
16. had hubs take car fishing as it uses less gas.
17. took care of neighbor's cats and was gifted 4 jars of delicious jam
18. keeping up on freezer and fridge to make sure nothing goes to waste
19. feeding food scraps to chickens
What did you do this week to be frugal? Did you ever have years of stupid money habits you overcame? If so, how? Tell me I am not the only idiot out there....please.
Have a great and productive day staying positive while you are in the negative.
Kim