Thursday, October 26, 2017

Thursday, Looking at the numbers

     So I am looking at my progress And I am getting excited for next month.  I usually don't like to look forward too much as I feel when you are in debt you live too much for the future and don't enjoy the now.  The now is important.  It is so easy to wish away time for a better day.

     But look at those #'s I will break $50,000 on the house with this next payment!  I am getting closer.  With the studio cc paid off by a loan from mom, I can really get rolling on my debt.  My concentration right now is the house loan which stands at over $$8500.00 and the Studio loan at $13,500.00.

Both of these loans take about $850.00 a month out of our budget.  The House loan stands at about $350.00 a month.  If I can get that paid off in the next year I will be able to add that to the budget to pay off the cc loan.

     I cannot believe this is happening.  Just freeing up money to snowball to the next debt really works.  It is exciting to see it go down, down, down.  Even though it is a slow process it is happening and I am so happy about this progress.

     My goal to save $3000.00 is 1/3 of the way there, and when that is accomplished I will pay off another bill, and keep going. I hate to say that paying off debt is exciting, but it is so nice to see it gone.

     All of the money saving and frugal ways although each is small are paying off.  I am blessed with work and I have a goal.  This can be done.  I just have to be careful and stay on track.  Pray nothing breaks down that HAS to be fixed.

     I need to take mom to a few places today and I have a lot of sewing to do.  I am ignoring my house except for meals and a quick pick-up here and there.

Things to be done today:

1. some laundry Nope
2. take mom to get new glasses and to the bank Done
3. hem 4 pairs of pants Done
5. replace 2 zippers Did one
6. mend a pair of pants Nope
7. Alter 4 pageant dresses, they are smaller alterations Done
8. alter a bridesmaid dress Done
9. cut out and place lace on a wedding dress (bride will be here after 5)It was ready for fitting
10. Rip and baste a very hard formal (client here at 8 tonight) nope
11. Make dinner done
So among other things, like life, I have a major load of work to accomplish today.  By doing the work I make money.  When I make money I can pay off debt.

Have a great and prospective day staying positive while you are in the negative.



  1. I am so excited for you! Great progress!

    1. Can't seem to get my comments in the right spots.

  2. Thank you, I need all the encouragement I can get.

  3. You are rocking it!!! We have been waiting for this, right? I can't wait to see all those zeroes on your sidebar when you have knocked out the debts. You are my hero :)

  4. So happy for you.. Great progress is being made.. It will be all paid off before you know it.. Hang in there.

  5. You do get a lot done in a day. I think that having a job where people can arrive early and late in your home makes for a more difficult job. Kudos for your debt payoffs. Being frugal in small ways certainly adds up. I know so many who just say, "It's not much money" or "I want it so much." They will be in debt long after you.

    1. I try not to have people here before 10 am, but I do take evening appointments.

  6. Nothing feels better than debt reduction except for total payoff. Excellent work!
    Hope your day went well and you earned lots and lots of money!