Saturday, December 28, 2019

Saturday, Thinking about the New Year

     We got a sad message yesterday that my brother in law Dan (Sissies) lost his older sister yesterday morning.  So the morning started out with tears and kind of ruined the day for me.  I just loved Teresa so much and I feel so sorry for my brother in law.  Such a sad time to lose a family member.  Actually any time is a sad time.

     Hubs and I put in mission requests yesterday, so we will see how that goes in the new year. As we have never done this before it will be a very different experience. Hub's served a mission when he was 19 in Philadelphia and we would like to return to that area, but will probably serve in another place first.  So now it is wait and see where or if we are placed.

     The main thing I will be focusing on besides the shop, will be selling our home.  There are many things that need to be done to get it ready and we to make all the necessary repairs.  So there will be  many lists and projects and then how to pay for them.

     I also need to concentrate on paying off the two remaining debts plus a few CC bills from Christmas.  Obviously the Christmas bills will come first.  The car is at 0 percent so it will be last.  I am not worried about any of this as last year I paid almost $30,000 to the house on top of all the other bills.  It is not scary to me like it once was.

     I also want to start several savings plans that will be fun for me. I want to save all my $5.00 bills.  Last year that netted me over $2500.00 and helped pay off the last of the house.  I also loved the penny a day can, which made over $600.00 to help pay off the house.  Then of course my pig bank, which was $180.00 and paid for Christmas food and dinner. I am looking for a new fun challenge if any one has any ideas, let me know.

     Right now I think getting all the trim painted and set in the basement, plus new carpet in moms room will be on the agenda for the next couple of weeks.  There will be lots of painting around here.  I would like to list the house at the end of March.  I want the yard to be nice as I think it will help set the house off nicely. 

     All of this will of course be affected by when and where we get called on our mission.  But the need to hurry and get projects done to sell the house will be of the utmost priority.

     I am excited.  I kind of love new adventures and this certainly will be an adventure.

Have a great and productive day staying positive while you are in the negative.

Kim

17 comments:

  1. Sorry about the loss. How did you get $600 in a penny a day can? dID LAST YEAR HAVE 60,000 DAYS? obviously, I DON't know how this works...lol.

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    1. I think it is a compounding thing, but please explain, Kim. Curious minds want to know.

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    2. Jan 1 you save 1 penny. Jan 2 you save 2 pennies. Jan 3 you save 3 pennies. You increase what you add by 1 penny every day. On December 31st you would be adding 365(0r $3.65)pennies. In total you would save almost $700 a year.

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    3. That is it by golly, it was easy at first but by the end I was just doing a tally for the month and putting it in the box.

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  2. It's good that you have projects to complete. I think you would be unhappy without them!

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    1. You are so right. I just wish they were not so expensive, or that hubs had more of an ability or at least a willingness to help.

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  3. Yes! Please share details of the penny a day can!

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  4. My sympathies to your Sissie and BIL. While hard at any time, the loss when the world is rejoicing is so much harder I feel.

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    1. I know and My BIL was the baby and 16 years younger than his next sibling, making this sister like a second mother to him.

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  5. So sorry for the loss in the family.
    I am going to do the penny thing and also the 5 dollar thing. I will do the penny savings a little different however and will start with the later days of the year in January and work my way down to a very doable December

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  6. I'm sorry. Sending you lots of love.

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  7. I'm so sorry for your family's loss. Sending you good thoughts.

    And, you have a bunch of adventures planned for the year ahead!

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    1. I know, I don't know whether to be excited or scared to death.

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  8. What an exciting time for you all, Kim. Sounds like a fun adventure is in your futures.

    I'm sorry for your loss also.

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