Friday, January 10, 2014

Friday, lowering expenses

     Thank you to all who responded to Hubby's tragedy (okay a little dramatic, but to him maybe not so much).  He is working his end of this debacle.  He also met with the eye surgeon yesterday and he does not have to have cosmetic surgery yet, but they will recheck next year.  So that is one surgery out of the way, He still has to have his esophagus redone and a colonoscopy.  Yuk!  Poor guy he will get it both ways.

     I called the cell phone company yesterday and had my bill lowered by over $40.00 so add that to the lowering of the internet $24.99 and I have an extra $65.00.  My next big plan is to pay off the OD account at my bank freeing up another $35.00 a month this will give me an extra $100.00.  I am not sure where I am going to put it yet.  I will put it toward something.  $100.00 does not seem like a lot of money when you have as much debt as I do, but the next bill to go will free up $150.00 and when you add that to $100.00 you get a nice chunk of change.

     I also called the power company and had both the studio and the house put on budget billing.  It will be fun to see if I can lower the bills average next year.

     It was terrifying for me to go to monthly billing for car insurance.  I did not do this until about 7 years ago.  I always paid every 3 months.  It was always such a struggle to get that large bill paid.  Then about 2 years ago I went to having it drawn out of my checking account even scarier for me as we all know how much attention I can pay to that.  This is just such a slow learning process for me and it is frustrating.  I tell my self to grow up and be more organized and it has just taken me years and years and I am still working on my bad habits.

     So now budget billing a consistent amount every month.  No small hurray bills so I have more money, but consistent budget.  It will work, see I am growing up!

     I paid all the bills at the Credit Union Yesterday except the house payment and the car payment.  I will pay the house next week and the car on the 25th. Then we will see where we stand.  What will Kim pay off next?  It is a strategy we will discuss later.

     I am going upstairs to make 4 loaves of bread today and I need to spend sometime in my shop.

Out My Window:  Cloudy, overcast, blah!

Have a great and productive day!



  1. I need to get on the phone and do the same as you with my internet. I know if I whine I can get it lowered but unless I put it on my to do list nothing will happen. But I know I can do better. You are going at things the right way - snowballing I think it's called.

  2. I would say that was a good savings :) I am really sorry about DH's bow though. I am slowly working on rebuilding my EF and also getting bills paid....sigh