So it is official, Sarah and I are racing to the finish line. Now don't get too excited this is a long race and we have been at it for several years, and we are getting closer and closer. She is ahead of me and every time I look at her totals she is down slightly, how does she do it I ask myself? She does it to spite my inner competitive debt demon.
If you will note by my side totals, my mortgage slid into the $80's, my Truck(studio loan) slid into the 3'so I am very excited. Both of us want to be below $100,000 by Christmas. Do you think we can do it?
This summer has been really hard for me, even though I received the good news about SSI. The year did not pan out the way I had planned. Can you believe that? But I am on tract in many areas, so I am focusing on those. I was really able to see for the first time just what a drag many of the studio programs are and I am anxious to get it turned into a non-profit. The organization will take on about $25,000 worth of debt and I will be working on my personal debt.
Hub's raise finally came through and he is making about $100.00 more a paycheck. So $200.00 a month will really help pay bills, like water, heat, car insurance. I will not be putting this toward debt as I am trying to cut back on the amount of work I do in general. I am saving my health for the future.
Hub's also has to have new hearing aids so we will have a big bill from that. It will probably wipe out our medical savings for the year and then some, we will wait and see. A State vocational program must pay about $5000.00 but I think we will have to pay about $1300.00. It is worth it, he must be able to hear. We are keeping his old ones as one of them still works and the other needs work. I wanted him to have a back up pair.
I was able to get quite a bit of sewing done yesterday and I need to get more done today. Also laundry and a little house run through.
Out My Window: My yard is such a mess, I plan to get out and weed next week every morning for an hour or two. I want it done before I have to go pick up my Mom in a week or so.
Have a great and productive day!
Kim
I believe you can do it!! Yes, this year did not work out the way you planned but in the end there are many positive changes, and that's a god thing!! By the way, thank you for offering to help with the nursery but as I responded to your last comment, I'm not even sure what I need help with :) I have splurged a little and got the curtains I've been eying all summer :) And I've already got fabric for the skirts (I'm not doing bumpers and I have panty of quilts and blankets gifted to me). Otherwise, the design will be pretty simple :) But I do think that you need to jump in a car and come and hang out with me :)
ReplyDeleteI would love to do that Lena. Don't you live in Oregon? or around those parts?
ReplyDeleteTennis shoes laced and ready to go! Bring on that inner demon :)
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