Monday, June 23, 2014

Monday, Big changes here....

     Hubs and I officially have turned in our notice at the bank!  We will no longer be cleaning after June 30th. It is funny but I just got this wild hair feeling over a week ago that I was just done.  I don't want to do this anymore.  The money we make does not even affect our budget as it goes right to daughters college account.  My accountant told me I would owe taxes next year and B's award letter was about $2000.00 less on grant money.  So earning this extra $6000.00 a year is really a wash.  Why are we doing it?  It is always hanging over our heads and I am so tired by this time of day.  Why now? 

     I think first of all I did not trust my self not to need the money.  Remember two summers ago when we cut back to 1/2 time.  I made myself go for three months without 1/2 the income to make sure we could do it.  It was the same when we turned the money over to college funds.  Well we have done it for two years.  B can just borrow money to finish.  I don't want her to have a huge amount of debt for an undergraduate degree, but we have kept that pretty low for her so far.  They say at our age it is better to let the kids go in debt and help them later than to access our earnings now.  I have read this and read this but have so far not taken the advice as we just worked harder, but that is over now.

     It is funny that when I finally made the decision I can now hardly make myself go to work.  I just don't want to be there.  I am so done with it all. 25 years of cleaning something and it is finally over.  I have proved to myself we don't need the money.  It is a weird feeling and I am going to like it!

     I made this decision last Wednesday and called my supervisor.  I think he was surprised.  The next day I was hit with news that will really change my life for the better.  I don't even know how to go into it right now as I am still in a state of shock and disbelief also fear.  But I will try to post about it tomorrow, if I can bring myself to admit the changes.

     I had a good time with my girl friend lots of laughs.  She drove with me to Spokane to the Doctors without incident.  My joints were better so this medication is working.  They did blood work and I had a phone call for the results this morning which I missed, so hopefully they will call back.

     I picked up the professional Celtic dancer this morning and she is at the studio.  We have about 14 kids enrolled so that will break us even and bring in a little for bills.  I plan on paying the rest of Junes bills this afternoon. I will save whatever is left over for July. 

     I need to start saving for the house payment in July.  We will be on vacation July 2nd through the 7th and then I will need to come home and pay the house payment and some studio bills.  I need to get busy.  I hope I get a lot of work in like hems and vacation clothes the next few days and the first part of next week.

Have a great and productive day!


     Out My Window:  Beautiful and I believe it will be hot today, which is fine with me!


  1. That is big news. I don't know much about your health, but I knew that the bank job was just too much for you both, especially with your joint issues. I am glad you have made the decision to think about you at this point. You are right, your daughter can take on a small amount of debt. She will be fine. I think you made a good decision!

  2. Well it's about time you did that!

    Keep telling yourself "Change is Good". 8-)

  3. Congrats on being able to do that!!! Plus I'm jealous you get to sew for a Celtic dancer! How fun!

  4. Good for you, Kim. You will be fine without that income.

  5. I'm glad you made this decision! I know it wasn't an easy one but your daughter will do fine. And yo have a lot going on in your life, it's time to think about yourself a little bit too.

  6. That is a fantastic decision!! Congrats. And, your daughter can definitely borrow a bit more - it was too much for you, and you need to take care of your health first.

  7. That is a great decision! You deserve time to rest a bit. :)

  8. Ooh, looking forward to those changes you mentioned. Hope they are really positive. And good for you about the bank... I think I will feel that same way when I do eventually quit my PT job. I've been done there for YEARS, but can't bring myself to quit. I end up losing more than what I make there anyway, what with extra commute and all those extra trips for the parents'.