Friday, November 7, 2014

Friday, dumb mistakes.

     I am starting to make dumb financial mistakes.  Mostly because I am too busy to do what I am supposed to do as in pay attention.  Nothing rash.  But enough to cost money that is unnecessary.  Is the fact that I can pay my bills really for the first time in my life making me careless?  I wonder some times.

     I do not like wasting money.  It is too hard to earn.  When ever I get really busy this happens.  I am busy a lot.  The next 6 weeks will be no exception.  So how am I going to confront this problem? Maybe I need to go back to my old way of book keeping.  Crossing off bills as paid and in a timely manner.  If you pay the electric bill late, you get dinged.  It is only a few dollars but is adds up. I just need to pay attention to due dates.  I never pay house payments or CC's late so why the light bill?

     I think it is the punishment factor.  The utility bills are unknown faces that don't exist in my mind, so it is okay.  Well it is not!  I am making very good progress on paying down my debt and I don't need bad habits creeping in to derail me.

     I have been sewing so hard this week to catch up that the house is in desperate need of attention.  I have just a couple more things to catch up on in the shop and I can start costumes.  It is going to be a busy weekend, with rehearsals and costuming.

     Have a great and productive day!



  1. It's good to recognize that you need to nip this habit in the bud. One question - can you automate those bills? I have everything direct-billed to my checking account so nothing will ever be paid late. But I have enough cash cushion in my account that it won't be accidentally overdrawn. Can you do that?

  2. You have too much on your mind Kim. I can imagine that you have the same problem every year at this time! However, good things are going on as well. You have two debts that are really coming down - the truck and the L/studio! When those are paid off things are really going to SNOWBALL!!