Wednesday, making progress

Personal -$398.00
studio -$36.15

CC use $352.00 on personal this month and waiting for studio.

     Good news on the financial front.  I have paid all studio bills including putting the agreed upon $500.00 in savings.  I only have the two CC bills left to pay.  So I will definitely make it this month.  I am so happy.  Last month was so tight and we had some roll over into this month.  I was also afraid of going backwards on the CC but that will not happen.  I just have to remember my goal for this year.  It is okay not to pay large sums and then go backwards.  Just pay your agreed upon charges and don't add to your overall debt and you will make progress.  This is such a new way for me to run my finances, but I believe it is working, at least my confidence that I can do this is growing.

     On the personal front I just realized that I am $500.00 away from having B's tuition paid for the year.  That means 2 more cleaning paychecks and I can put that $535.00 a month else where.  It will be nice to have a little breathing room in the budget.  I have just been paying on this for so long it seemed like it would never end.   I still have to come up with at least $1000.00 before the middle of next month to help with personal bills but I think I might be able to take a little out of the studio and that will be nice for a change.

     Out My Window:  Hubs is home working in the yard as he has a dentist appt. later today.

     I still have a cold and my hands were very bad this morning, I did not want to get up.  But I thought is you let this arthritis get you down today, it will get you tomorrow and the next.  I just have to fight the temptation to stay in bed.

Have a great and productive day.

Kim