Friday, February 27, 2015

Friday, very discouraged.

Leftovers, and we will eat leftovers again today.  Good friend brought over all the produce from her fridge as they are leaving for 10 days.  So I have plenty of yummy veggies to use in many dishes, kind of need to organize the fridge. We will be eating a ton of salad.

     I paid bills last night and again not enough to cover what was needed between the studio and the house.  At the beginning of January I had in my mind a way to pay off the car.  It did not work out but I did have some money put aside to help with a pay off this month.  Even worse results this month.  I guess I live in a dream world.  Paying off the truck (studio debt) has not made a difference at all it seems.

      Every single bill has gone up.  Life insurance, house(taxes), Internet, phones, utilities,car insurance.  If a bill has come in it is slightly higher or much higher.  Now gas is going back up. I am thinking of raising my rates in the shop.  

     I thought that eating out of our storage would save me money in the grocery department, but I am not seeing that really.  Maybe I am wrong as I have not tracked it at all. We did have excess bills this month and always have in February as they are yearly.  The accountant was a huge chunk and insurances are due for the year as well as phone advertising contracts.  I am also paying $500.00 a month to the hearing aid place and still owe them $600.00, so next month will also be a bust.
     I work so hard and just want a few thousand to throw at something.  No matter what I do the money is gone to just bills. Right now I am about $600.00 in to the next month and I will have to adjust, I was just hoping that in March I would have extra and I now realize that it won't happen.  A little blue about it I guess.

     On a good note I am just a little over $100.00 short of the extra I need for the house payment, so I have no doubt I will make that.  I don't for see any more annual bills popping up this month.  I have one more large payment to the Hearing aid place and maybe I can make that up in the shop over the next couple of months.  The studio also has a tax bill that I have to wring out of the non-existent profits.  Isn't life grand?

     Totals are updated, but not very impressive I must say.  Then again I have to tell myself even at $1500 a month we will owe $18,000.00 less by next year and that is nothing to sneeze at.  It will get better, because it has too.  Things will pick up in the shop.  They have been steady but not crazy busy and we all know March is a rush.  So I am going to stay positive (while I am discouraged)  I have no choice.

    It is Friday and I don't have to be at the studio tonight, so I will think of that and be happy.  My shop is a wreck and needs some love, I have laundry to do.  Every trash can is full again and the kitchen is a mess, when I clean out the fridge it will really be a mess.  I need to go mail bills and quit complaining.  There is a really beautiful sunbeam upstairs for me to stand in for a while.  I think I will go there and bask this funk away. 

Out My Window:  If I can do a little work in the yard this weekend I might get the feeling life is worth while:)

Have a great and productive day, I am going to find my happiness, I know it is here somewhere I just misplaced it.....



  1. Kim,
    You are below $100,000, covered the once-a-year expenses, and making progress every month! That's awesome!!!!!! Go stand in the sunbeam, work in the yard this weekend, and take a long nap on Sunday. Blessings!

  2. I agree with the above poster. Sometimes, we get so bogged down in the day to day that we forget how far we have come! The beginning of the year is expensive, you are working so hard - it will pay off!

  3. I'm sorry! Money can be so discouraging!

  4. I hear you. I get so discouraged when every penny goes to bills. But you and I are in a better place now than we were this time last year and we will be even closer to the end this time next year. We've just got to keep our chins up and keep plowing ahead. ... A little sunshine would help, though :)

  5. It is hard to see the progress when mired down in the day to day details. Is there anyway you can compare where you are now to a year ago to see the difference? That might put a smile in your heart!

  6. Thanks for the comment. Many of us are looking forward to the spring thaw, sunshine will bring good things.

  7. Kim, I totally understand your feelings. I get so frustrated when I don't feel like the debt is plunging on a month basis. I have to keep reminding myself that every dime over the minimum is a gain for me. You are always so busy and productive. I know you can tackle that debt!