I have never been a patient person. I am very patient with my young dancers. But when it come to my debt I am impatient. I just want it gone. I have found myself living at the calculator again trying to figure out ways to pay it off sooner and going over charts and plans and schemes. This is not living in the moment. I have been seized by that old spirit of living for my debt payoff and it is not a good feeling. It is an anxious feeling. I know that Dave Ramsey's approach to debt is the Gazelle intense approach and it is a good plan, but I feel that way all the time toward my bills and debt. Even a Gazelle needs a break. I don't mean that I am going to go spend money like a fool or even spend money at all I don't need or want anything, I just want the debt gone.
I think the main reason I feel this way is that it is getting close. I can see ways to get there and I need to slow down. Now can anyone tell me how to do that?
Recital fees, and costume fees are starting to come in and I so far have $485.00 to put toward my card, but I am waiting until the end of the month after all the bills are paid and then I will put it toward my debt. Now I just get to sew and save!
Out My Window: Cold, cold, cold! Sunny but cold!
I bet you are all thinking what is this woman going to obsess and complain about after her debt is paid off?
Have a great and productive day!
Kim
I was the same way with my consumer debt. I am going to try not to be the same with paying off my car. I'm trying to just be a bit more relaxed about it. Although I want to be completely debt free so badly. I agree it is a very anxious feeling and not so pleasant. The thing that I did that kind of helped me (albeit a small amount) was figure out that what it took me to get out of debt a week, 2 week, a month sooner and went from there. I found out that it was going to take ALOT of money to get me debt free a month or months sooner. That helped put it into perspective for me. Because in the long run it wasn't worth it to live on beans and rice to be debt free 2 weeks sooner.
ReplyDeleteI would just focus on the snowflakes, and not how to get there sooner. You will drive yourself batty.
ReplyDeleteWe don't have any debt right now (other than mortgage) but I still feel like a very tired Gazelle all the time, especially this month. I just feel like medical bills just pop up from nowhere all the time! We'll get there. You are so close! And you know there is something good ahead- a debt-free life! Good luck!
ReplyDeleteI agree. It took us a while to get here, it's going to take twice as long to get out, but if you keep a steady cadence, you will be debt free.
ReplyDeleteUh oh! Hold on there girl! Don't you be getting any of those crazy ideas or you'll end up using your cards again because you shortchanged yourself. Steady as she goes, you know the turtle wins the race, not the tortoise!
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