Thursday, October 20, 2011

Thursday, a very birdy post!

          We had the photographer into the studio to do the 12 Days of Christmas shoot. It was a zoo, down there.  Calling Birds, French Hens, don't forget the Partridge!  Anyway costumes pulled, I now have a list of what needs to be done, a long list! But forget that I don't want to think about it.  That crisis is for another day.

     I have good news.  I was able to write a check to the CC company for $3500.00 or 1/2 the balance. So I met my months goals.  All of my bills are paid and 1/2 the CC gone.  Next month I will pay the other 1/2 and that will be  another debt down.  Then I will have the Truck loan, the car loan and the house.  Remember the truck loan is really studio debt that I paid off to get out from under US Bank.  Next month I open a checking account at the local CU.  All my banking will be out of US Bank.  Yippee!    So the plan is to put $3500.00 a month on the truck loan starting in December. That should more than pay off the truck and save some money for the summer bills. I am looking at a pay off in April.  I will save May and not try to do any significant debt pay off in the summer, because as you can see that is moot.  My goal is just not to go backwards.(which I did this last summer, because of debt and not enough savings).  If I could get the car paid off by next Christmas then I would only have the mortgage.  Oh I am counting my chickens!  Don't you just love to count chickens?     
     I love to dream about getting out of debt and plan, it may sound crazy but it keeps me going.  I remember running everyday at noon in college and I would imagine graduating.  I had a baby and an unemployed husband another baby, an unemployed husband, a funeral for a baby, an unemployed husband.  It was the imagining that I would some day graduate that got me through.  I think the scriptures warn us about vain imaginings, or to not spend time in this pursuit.  But I can say I never imagined myself a super hero, just a college graduate with and employed husband.:)

Out My Window: Speaking of chickens, I will have to put a light on in the coop this weekend and I will go out an get a timer so that it will turn off and on at a certain time.  Egg production is directly related to light.

     Well I think I have at least $5-600.00 worth of work in the shop and I am behind, I can't figure out why (heavy sarcasm) so I'd best get my but in gear.  I only have to teach one class today, then it is sew,sew,sew.

Have a great and productive day!



  1. I am a chicken counter, I confess!

    I think it is ok to plan and to hope for things. If a person doesn't have goals and dreams you just spin in circles.

    Having 3500/month to throw at a loan is amazing! Those numbers are going to be dropping like flies!

    Have a great day!

  2. Good job on the $3,500! I'm jealous.

  3. well done with the $3500! I agree about imagining how it will feel to be debt free, or achieve and important goal, it helps a lot

  4. I am in awe of you! Those are some big goals and if you meet them (and I know you will!), you are so close to freedom that you must be able to taste it! Keep up the enthusiasm.


  5. WAY TO GO! Now remember do not over due it. And are you serious I dream of being debt free all the time. Sometimes it is the only thing that gets me out of bed in the morning..well that and the whiny kids.

    Were there Lords a leaping to?


  6. Kim, you are truly an inspiration! Wow!!! :) Good for you!