Drum Roll please, after 20 months I paid a loan off to my mother! It was a $12,000.00 loan to help pay off a CC that I used to move the studio two summers ago. It was a bank card that they raised the interest on (because they could I was told). I have never been late and have always paid way over the minimum. Well Mom came in and paid it off and I paid it back at 2.99%. So today my blogging friends I made the final payment and wiped out a $12,000.00 debt! Yeah! Now I am going to pay off a CC that has a $7500.00 balance. Ugh! But I can do it!
Took in about $505.00 more dollars in tuition last night and I did have to chase that one mother around to get a check. But I did it! We still have over $1,000.00 worth of tuition outstanding and that is good. I have $24.65 left in the checking account after paying off Mom. I still need to make a CC payment and pay insurance, utilities, and a small payroll and that will be enough.
I also want to start saving at least $500.00 a month out of the studio for taxes (although I do prepay those) and summer bills. Remember I went about $5000.00 more into debt this summer paying bills. I just have to put that in the budget.
Out My Window: Worked for 1.5 hours in the rain yesterday. At least it was cool. Fed the chickens much of the bad produce I found in the garden. They love it! Found more surprises, more cucumbers, a few small cantaloupes, more acorn squash. I still have to dig all the potatoes, and pull onions, and the brussel sprouts will not mature until it cools down. The garden will be almost clean. Well maybe a garden is like a baby never clean for long.
Did not get good news at the doctor yesterday, blood panels have not come back yet so I will ignore the news until there is proof. I am not going to talk about it now. Because I just want to be happy about the pay off of my bill to my Mom. Nothing is going to ruin my joy!
I am going out to the garden and then I am going to sew and I have to teach today for a couple hours as daughter has been called in to work for real money as she calls it!
Have a great and productive day!
Kim
YAY!!! Congratulations Kim!!!! Doing a happy dance for you! Great job!
ReplyDeleteThat is an awesome achievment!!!! You should be beyond happy!I am so happy for you
ReplyDeleteJudy
YAY!!!! That is a wonderful accomplishment. Not only did you beat the CC at their own game, but you showed your Mom that you really are a responsible adult.
ReplyDeleteGood for you Kim!! That will lighten the monthly load now. Your hard work really paid off!
ReplyDeleteI am very happy for you!
I know that you must feel awesome about paying off that loan...
ReplyDeleteCongrats!!!
Enjoy the victory.
Wow!! Congrats!! :)
ReplyDeleteHoping your blood test results come back the way you want them to! ((hugs))
Yay congrats!
ReplyDelete